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Health & Fitness

Annual Insurance Policy Reviews Could Save You Money

Annual Insurance Policy Reviews Could Save You Money

With tax season coming to an end, you might be looking at ways to reduce your bills.  One thing that should be looked at is your insurance.  Having annual reviews can reduce your costs without being underinsured.  Here are a few tips:

  • Tell your agent/company about any updates from the previous year. Things change and so do your insurance needs. Your car is another year older, so re-evaluate coverage limits and deductibles.
  • Home renovations or high-ticket purchases like electronics and jewelry should be accounted for.
  • Life-changing events, like the birth of a child or quitting smoking should be reported.
  • Ask for discounts. Some auto insurance companies offer discounts for completed driving courses, students with good grades or for clean driving records.
  • Bundle your policies. Your auto insurance company may also be licensed to sell you a homeowner’s policy. Bundling could also mean a discounted rate.
  • Read your insurance policy. It is a contract and is very specific about what is, and is not, included.

If you would like a free review of your insurance, please contact Daniel Kim at 215-352-5566.

 

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